EquityCredit - Your Finance Professional

Residential Loans

Selecting the right loan can be confusing, stressful and time consuming.

There are so many bank and non-bank lenders out there offering a mind boggling range of products. At EquityCredit, we couple our market experience with state-of-the-art software technology to manage this problem so that we can help you through the confusion.

We offer a very professional and independent service to help find the loan that best suits you from a range of Australia's top lenders.

We submit your loan application to your chosen lender and once finance is approved we continue to work on your behalf to ensure settlement happens on time. We will also follow up after settlement to ensure all is working the way it should.

Specialty Residential Loans

Home Loans & Residential Investment Loans

Non-Conforming Loans
Loans that are outside the normal funder guidelines (note: the current market is constantly changing. Call us to get latest position)

Self Employed Applicants
Applicants who work for themselves in their own business

Low Deposit Loans
Deposits from just 3%

No Deposit Loans
Zero dollars deposit

Impaired Credit Loans
If you have a poor credit history or employment history we can usually help

Equity Share - Fully Funded Loans
Move in with a low or zero deposit and share the equity of the property with the facilitator

Reverse Mortgages for Retirees
Helping asset rich/cash poor elderly borrowers obtain funding from the equity they have in assets

97.5% LVR (Loan Value Ratio) Loans that capitalise Lenders Mortgage Insurace.
If your income and employment history are good, we can arrange a loan up to 97.5% of the value of the property being purchased

Negotiated Purchase Price
We can organise a professional negotiator to negotiate the purchase price of the property you want

First Home Owners Grant (FHOG) Loans
Never owned a home before? Let us help you move into your new home with the Government sponsored First Home Owners Grant

We can save you time and money over the course of your loan. Call us during business hours on (02) 9966 8700 (0421 355 455 after hours) or contact us from this website.